The background of your interactions with debt is necessary to help finance companies make informed decisions. ASAP Credit Repair Tyler uncovers your conduct in handling bills. As you repay obligations or skip bills it is all marked down. The history of millions of Americans is stored by three separate credit bureaus: Equifax, Experian, and TransUnion. In Tyler, New Mexico the bottom line is your credit report and score together have an effect on your ability to buy things on credit.