Pinjaman Peribadi refers to a personal loan offered by financial institutions or lending agencies in Malaysia. It is a type of unsecured loan where borrowers can access a specific amount of money without the need for collateral. These loans are typically used for various personal expenses such as medical emergencies, education, travel, debt consolidation, or any other purpose defined by the borrower. Repayment terms, interest rates, and eligibility criteria may vary depending on the lending institution. It's crucial for borrowers to thoroughly understand the terms and conditions before applying for a Pinjaman Peribadi.